Home Owners
We are here to help you navigate through these troubling times.
WE OFFER OUR SERVICES AT NO COST TO YOU!
We provide several plans to assist you regardless of your situation:
Cash offer for your home
Receive a cash offer for your home within 48 hours. No closing costs. Close on your timeframe.
Default Services
Help is here. You have your choice of the following options:
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NOTE OPTION - You receive a loan to reinstate your past due payments. This option helps you cure past due payments
and allows you a reset or a new start. Poor credit, foreclosure, bankruptcy, etc. …. NO PROBLEM! YOU HAVE
OPTIONS/SOLUTIONS WITH US!
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PURCHASE OPTION WITH LEASE WITH OPTION FOR PURCHASE/BUY BACK: This option gives you the opportunity to
remain in the home and save the majority of the equity in the home for you and your family. Cash out a portion of
your equity now for other costs/expenses by selling your home to us. You get to stay in the home with a lease with
option to purchase/buyback the home. This option gives you time to rebuild your credit and the opportunity to
purchase/buyback your home. You will receive additional cash out based upon the loan to value/equity of the home.
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PARTNERSHIP SALES OPTION : Partner with us and we will reinstate your past due payments, provide you additional
funds to make future mortgage payments and provide the funds needed to make improvements to the property so
you can realize a higher sales price.
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CASH OFFER OPTION: We will make you an “As Is” cash offer for your home. We will close on your timetable and allow
you up to a year to relocate. You may qualify for up to $10,000 prior to closing for your moving costs.
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You can also use our listing service and save thousands on commissions.
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You can reduce your stress and anxiety by allowing us to help you navigate through your individual situation.
Get back on the road to financial peace.
Loan Modification
1. Over 90% of loan modifications are denied!! You need an expert to work with your lender. We work with your mortgage companies and do everything possible to get your loan modified with lower interest rates/payments.
2. We can provide a short-term loan to reinstate any past due mortgage payments.
Short Sale (sell your home for less than is owed)
1. Help you apply/qualify for $3,000 in relocation costs as part of the HAFA short sale program (See www.lemfinancial.com for more details).
2. List and sell your home. We are short sale specialists. This process can keep you in your home for several more months rent free while you develop an exit strategy.
Please take the time and contact us. We have helped several people in your area and look forward to serving you.